Folk Alliance Australia

Folk Alliance Australia

Connecting the folk community, industry & culture

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Insurance Explained

It is a requirement that all contractors, including performers, have their own Liability Insurance, proof of which needs to be provided to event organisers.

Changes to Folk Alliance Australia’s Insurance Program:

What is new?
Always keen to provide you with a great offering, we’ve recently made improvements to our Performers insurance:

  • 12 months cover no matter what time of year you buy or renew our insurance.
  • Free professional liability included as part of the policy.
  • Certificate of Currency within minutes, not days*.

What is covered?
Aon has all aspects of the Folk Industry covered, so whether you are a club, event organisers or performer/s, you can get coverage.

  • $20,000,000 Public & Products Liability Cover
  • $1,000,000 Any one claim and $2,000,000 in the Aggregate Professional Liability Insurance
  • Performer Insured Members: Anywhere in the WORLD excluding USA & Canada
Category NSW/QLD NT/VIC/WA SA ACT TAS
Solo $103.46 $103.95 $104.45 $99.99 $99.00
Duos $206.91 $207.90 $208.89 $199.98 $198.00
Trios $304.87 $306.35 $307.84 $294.47 $291.50
Groups $346.34 $348.15 $349.97 $333.63 $330.00
Small Club $404.80 $407.00 $409.20 $389.40 $385.00
Large Club $579.70 $583.00 $586.30 $556.60 $550.00
Festivals and Events see below

* Insurance for folk -style Festivals/Events is available for FAA members, but you should contact Aon directly for a quote on 1800 806 584 as each is assessed on its own particular circumstances


Insurance FAQ

Qualifying Criteria
t
o purchase a policy under this scheme you must be a current and financial member with Folk Alliance Australia. Please make sure to have active membership and your membership number prior to purchasing cover.

Public Liability Insurance
our Public Liability policy covers you for claims made against you by a third party, who suffer an injury or property damage, at any event or premise you work from.

Professional Liability
this is included as part of your policy, free of charge. It covers you for any claims made against you during the period of insurance as a result of the provision of professional advice in relation to your Insured activities.

Folk Music
for the purpose of this insurance, Folk Music is defined as music that is culturally specific and primarily acoustic in nature. Folk Music is not considered the following: heavy metal, hard rock, punk, hardcore, hip-hop, rap and music deemed to be within a similar context.

Folk Dance
Folk Dance is defined as dance that is culturally specific.
Folk Dance is not considered the following: breakdance, fire-twirling, moshing, log-throwing, crowd-surfing, acrobatics and dance deemed to be within a similar context.

Other Special Aon Benefits
Aon has offers a range of special FAA membership discounts for other products, including Equipment Insurance and Voluntary Workers Insurance. To discuss this further with Aon, please contact Aon directly on 1800 806 584.


Other Insurances

Aon Risk Services Australia Limited (Aon) is the FAA’s insurance broker and has helped to arrange the FAA’s master policy, which includes coverage for FAA members as Insured persons for certain events and occurrences under FAA’s master policy. Your FAA Insured PLI membership, includes the applicable insurance premium under the FAA master policy.

If you require any additional insurances, Please send an email to faamembers@folkalliance.org.au an and request a referral. We are happy put you in touch with Aon Entertainment & Events. To be eligible for substantial discounts you must be a current member of Folk Alliance Australia.

Instrument Cover
as we head into festival season we remind performers and presenters to make sure all your insurance matters are sorted early. Equipment and Instrument Cover is easier than ever to access through the new arrangement we have with Aon. This is includes a 5% discount of the quoted rates. Order on line but please advise Aon of your FAA ID No.  Contact Jim on faamembers@folkalliance.org.au after you have submitted your order as this will gain you an extra 5% discount. More information here: equipment & instrument cover.

Public & Products Liability Insurance
for activities and occupations that do not fit into the FAA’s master policy. This is to cover the Insured’s legal liability to pay compensation to third parties for personal injury and/or property damage caused by an occurrence in connection with the Insured’s activities or business. For more information please email: faamembers@folkallinace.org.au

Voluntary Workers Personal Accident Insurance
to cover any volunteers for death and/or capital benefits, lost wages that are a result of injury sustained whilst working on behalf of the Insured. Workers Compensation does not cover unpaid workers.

au.entertainment@aon.com for pricing.

If you wish to purchase or enquire please email au.entertainment@aon.com with ‘FAA Voluntary Workers’ and your Member ID Number, in the subject line; requesting instructions and an order form. Aon will contact us to verify your FAA Membership and be in touch to provide policy wording and other documentation so you can review before you decide to go ahead. Please send the form and cheque direct to Aon Entertainment.

Folk Alliance Australia (FAA)

is the peak national body representing folk cultural activity and the folk industry of Australia. We are a membership organisation that provides an information resource and networking, showcase and professional development opportunities for the Australian folk community.

 

 

FAA Membership

Provides discounts for industry insurance and website building.  Members can also actively participate in the Australian Folk Music Awards

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